Evaluation Of The Competitiveness Of China's Listed Commercial Banks

In recent years,China's listed commercial banks in the banking market is fully open,a variety of means of payment continue to emerge,new technologies continue to develop,financial off the media to promote the situation,the increasingly fierce competition situation.How to deal with China's listed commercial banking market changes and the transition needs,as soon as possible to improve their competitiveness and other issues are currently facing important issues and tasks.Therefore,it is very necessary to carry out objective evaluation and comprehensive analysis to compare the competitiveness of listed commercial banks in China.It is very necessary to analyze and compare the strength of commercial banks' competitiveness,which is necessary to improve the overall strength and promotion of listed commercial banks The healthy development of China's financial industry has important practical significance.This is the starting point of this study.From the dynamic and static perspectives,this paper first combs the theory of competitiveness of listed commercial banks,and gradually leads to the concept of competitiveness of listed commercial banks.Then,it constructs the evaluation system of the competitiveness of listed commercial banks in China and makes a choice of evaluation methods.Through the combination of quantitative analysis and qualitative analysis,the competitiveness of 16 listed commercial banks is evaluated and analyzed.After analyzing the environmental competitiveness,potential competitiveness and environmental competitiveness of China's listed commercial banks,this paper draws the following conclusions:The large-scale commercial and commercial banks have advantages in terms of safety and scale,mainly due to the scale of their operation.The joint-stock commercial banks have the advantage in the innovation of potential competitiveness,which is due to the financial innovation of the joint-stock commercial banks.Governance is not like a large state-owned commercial banks by a lot of shackles,but also get rid of the shackles of the city commercial banks on the geographical position;urban commercial banks in the actual competitiveness of the best performance,not only because of decision-making fast,flexible business Strong attraction,but also lies in the rest of the place and the close contact with the enterprise,making the city commercial banks in access to information has the advantage to be able to grasp the customer credit situation,good operating results,and government support is also an important reason for the advantages of practical competitiveness one.Finally,according to the analysis results of different types of listed commercial banks to make specific recommendations.