Credit Risk Control Study In Shandong Shengtai Rural Cooperative Bank

At present, rural credit cooperatives are the main force of China rural finance, is a link farmers financial ties, the "three rural" and promote rural economic development. However, due to historical and practical reasons, rural credit cooperatives has been the level of credit risk management is not high, rural credit cooperatives in the level of credit risk management related to its future survival and development.Based on credit risk management theory, by comparative analysis, case analysis, quantitative and qualitative analysis, a comprehensive analysis from the perspective of risk management theory combined with Shandong Shengtai rural cooperative banks actually explore the rural credit cooperatives under The credit risk control improvements. In the hope that they can to a certain extent, rural credit cooperatives to control the risk of lending to help resolve the problem.In this paper, the existing credit risk management theory sort out, that the limitations of existing theories, and the rural financial environment in conjunction with the presentation of the research perspective. And then set out the basic theory of risk management framework. In this theory based on the combination of Shandong Shengtai rural cooperative banks operating status quo, the use of risk management analysis of the theory of the bank loan risk management problems, the analysis of the source.Finally, learn from the West Bank's experience in risk management and make recommendations for improvement. From science to create the credit risk management organization, through the establishment of a sound credit risk information systems, building a sound credit risk evaluation system and improve the credit risk control. Rural credit cooperatives and credit risk control evaluation and prospects.