The Study On High-tech Enterprises' Financing Strategy

In the 21st century, China's banking sector reform and development in the fast forward, together with the banking market continues to open up, China's commercial banks are facing severe challenges. Modern commercial bank management model and management philosophy, is accompanied by a new world economic development and transformation of modern finance and innovation have taken place in the earth-shaking changes. In order to minimize cost and efficiency of the largest target, in order to create maximum value for the purpose,in order to the guide for the market, to meet customer demand for any of the operating principle is gradually becoming a commercial bank in today's most popular mode of development. However, as China's commercial banks, the traditional mode of operation and management system for historical reasons, and when the commercial bank financial services products of the unique characteristics , China's commercial banks focus only on the amount of expansion without taking into account the costs and benefits , the extensive mode of operation not only resulted in A serious waste of resources, but also to the commercial banks has brought a heavy burden. In the past the cost of management has not adapted more and more banking reform and development, reform cost management, operating total cost management will Hunan Agricultural Bank of the operation and development of enormous change.In this paper, based on the cost management of domestic and foreign research results, introduced China's commercial banks operating in the management of the implementation of a total cost management of exploration and practice, compared with the traditional cost management and total cost management strengths and weaknesses, come to the total cost Management of China's commercial banks to enhance the competitiveness of the only way to conclusion.The research object of this paper is Hunan Agricultural Bank of total cost management .It through analysis of the Hunan Agricultural Bank of China in terms of cost management problems and difficulties, the implementation of its total cost management model has been designed and put forward the establishment of a total cost management system, implementation of the Reorganization and reform of the accounting system, the establishment of an internal transfer pricing system, improve the total cost management information system , construction cost budget and evaluation mechanism and pay attention to advance the implementation of a total cost management measures to be taken. Hunan Agricultural Bank of China will only carry out a total cost management, cost management to promote the standardized and scientific, can ultimately improve the economic benefits the bank, going out of business.