The Financial Policy Research Of Consummating Hunan Rural Endowment Insurance

The consummation rural community system of safeguards constitutes one of bare bone important contents of socialist market economic system, is the inevitable choice of building up a well-off society in an all round way, is an important strategic position. With economic development and market reform in-depth, the objective production to the rural endowment insurance demand, more and more people request the establishment perfect rural community retirement system of safeguards. At this stage, speed up the establishment of a sound social security system, for improving China's socialist market economic system, for promoting the sustainable economic development and narrowing the urban-rural gap and reducing social inequalities, for the urbanization of the national economy, to meet the ageing of the population, for effective the implementation of family planning policy, will have a very important strategic significance.History is a mirror of reality, in order to establish the rural endowment insurance system in our province, we must increase investment in rural endowment security and are familiar with the rural endowment insurance system present situation. Hunan rural endowment insurance system have much shortcomings, such as the existence of the management system unsmooth, the payment mechanism unreasonable, single fund-raising methods, low degree of social protection, Legal system is not perfect and so on. This article describes the rural endowment insurance system and financial mechanism, followed by an analysis of rural social endowment insurance of the quasi-public goods properties, and pointed out that the payment of the rural endowment insurance social security should be shared by farmers and government, and then visited the course of development of the endowment insurance system in rural areas in Hunan. It makes a conclusion that rural endowment insurance system come to a standstill, then from the system level and the level of financial analysis of the reasons, and analyzed at this stage to establish endowment insurance system in rural Hunan's financial possibilities, come in cash upon receipt Payment mode is feasible, at last it comes up with financial policy to improve the rural retirement social security system.