Small And Medium-Sized Enterprises Financing Choice Of Shenzhen City: Empirical Study

Considering the empirical research of domestic small and medium-sized family business is little and in order to having more in-depth understanding of the financing behavior of small and medium-sized family business, I choose small and medium -sized family business in Shenzhen City as study object.During the periods of research, I have visited 60 small and medium-sized family businesses in Shenzhen and adopt the questionnaire investigating method. The study showed that: the correlation between manager's decision-making index and bank financing index is positive; the correlation between company cultural informal index and bank financing index is negative. The correlation between business benfit choice index and agencies financing index is positive under the condition that the total assets is the same as each other. The correlation between inheriting concept index and agencies financing index is negative under the condition that the total assets is the same as each other. The correlation between business to business financing and family lead company index is positive under the condition that the total asset is the same as each other.The correlation between business capital financing business index and owner decision-making power index is positive under the condition that the total asset is the same as each other. The correlation between informal finance and inheriting concept index is positive under the condition that the total asset is the same as each other.