The Research Of The Sustainable Development For The Internet Banking In China's Financial Sector

Internet Banking is the production of the high and new technology and the modern finance, and it is also the necessary trend for the development of the tradition conventional banking. In order to meet the society's rapid development expansibility needs for financial products and financial services in the 21st century, how to develop and perfect the Internet Banking services and promote the modern financial construction is an important issue for the technological innovation,the mechanism reformation of our country to be in line with the International financeThis article is devoted to the research on the sustainable development of the Internet Banking in China's financial sector, and start with analyzing the course of the development and the current situation of the Internet Banking in China's financial sector. It borrows ideas from the phylogeny and experience of the foreign Internet Banking and the e-business to analyze the developing situation of the Internet Banking in China and find the scantiness and countermeasures from making the plan of the sustainable development,cost-benefit management,the risk management and the Business Innovation. According to the current situation and characteristics of China's commercial bank to make clear and effective long-term and specific plans,strict cost management and to develop new products constantly. By reforming the operating and management system ,and the reasonable assignment for institutions and staff of commercial banks to reduce the operating and transaction costs and to establish a comprehensive, effective risk management system. Constantly improve the customer service capacity of the Internet banking so that the Internet Banking will develop stably and sustainability.