Based On The Internal Control Study Of The Commercial Bank Which Operate The Risk Management

At present, the risk banking industry face can be roughly summarized as market risk, credit risk and operational risk. Compared with the credit risk and market risk, operational risk management in the financial position outstands.Based on the internal control study of the commercial bank which operate the risk management.This paper focus on the banking risks status occur frequently.After elaborate the concept and the feature of operate risk , and internal control concepts, objectives, significance, and the Basel Committee on the basis of their specific requirements, deeply explore the relationship between operational risk management and internal controls. We come to the conclusion that the internal control failures of the commercial banks is the real source of operational riskBased on the previous research ,learn from the operational risk management from the banking sector on the theory and practice of technology, China's commercial banks operating on the status of risk management analysis, pointed out that China's commercial banks to understand the operational risk management errors reveals that China's commercial banking operations and risk management, as well as the problems that exist in the gap between the leading banks; exist in the operation of China's banking sector risk management objective is not clear, operational risk management is imperfect, operational risk management unreasonable. caused by faulty operation of the internal control and risk-depth analysis of the current situation from taking place. From operational risk management, regulatory framework, operational risk management tool in three aspects of the management of the existing problems. and the internal control analysis of the commercial banks operating risk -- the root causes of internal control. On this basis, the five elements of internal control from the start to improve, such as the improvement of the internal control environment. operational risk assessment system to improve the internal control activities to improve the information system to improve improvement of supervision and evaluation system proposed several measures advocated their own.