Research Of Developing Sustainably Housing Accumulation Fund In Taiyuan City

Housing accumulation fund system is China in the early 1990s absorbed Singapore provident fund system on the basis of China's specific national conditions the establishment and development of the social housing security system in China is tofurther deepen the reform of the housing system essential to a social system.To the end of October 2006,Taiyuan,housing accumulation fund balance of 5.38 billion yuan,individual housing provident fund loans to 1.088 billion yuan,the average utilization rate of less than 21 percent of all other funds precipitation in the designated commercial banks,housing provident fund to help the workers buy a house No role in the true sense of play,through the papers of the National Provident Fund system and the status of Taiyuan,Taiyuan analysis of the housing accumulation fund in the operation of some units of housing provident fund deposit of more arbitrary,non-payment,Shaojiao phenomenon More serious and some local housing provident fund embezzlement cases have occurred,a violation of the housing accumulation fund by the legitimate rights and interests of the housing provident fund decision-making body,the management responsibilities of the uncertainty,in particular the housing accumulation fund management center management system is not perfect,hidden the risk can not be ignored:Fourth,the housing provident fund management center of overdue payment,Shaojiao housing accumulation fund the right to conduct no administrative punishment,and affected the intensity of law enforcement and other issues.And further learn from Singapore in the development of the provident fund system on the basis of successful experiences made by management innovation, management Innovation loans,the use of funds innovation,service means innovation,management science and technology,strengthen the building of enterprise culture,strengthen supervision and management system construction,and other seven areas Efforts to achieve sustainable development in Taiyuan City housing accumulation fund the proposal.