Research On Environmental Liability Insurance System

Scientific and technological progress led to the development of industrial society fast, as well as human activities led to the development of the environmental pollution. T The environmental damage is not only individual benefits, but also against the benefits to the whole society . Today, the anti-pollution law has became the contents of general concern.In this paper, the environmental damages within a scope of the feasibility of the Environmental liability insurance system. In the view of any risk of environmental pollution risk, the current system of environmental liability insurance set up the country of the introduction to the compulsory insurance.The theoretical basis for our country is set up to improve the environmental liability insurance system. I have sought in environmental liability insurance system, the status analysis of infringement from the characteristics of the environment, taking into account the traditional tort law infringing on the environment should not be a reasonable regulation of the reality of environmental liability insurance system and it's combining the strengths to related to the developed countries for the liability insurance system for the control, combined with our country's the general characteristics of the existing law on environmental liability insurance system to be perfect in our analysis and prediction. Environmental liability insurance in terms of abstract legal theory in the system,it have a realistic point of view required by other systems,and can not replace the advantages of polluting enterprises from the perspective of risk assessment. Insurance companies, pollution risk assessment system to further improve the possibility of existence; relief from the pollution point of view the damage, environmental liability insurance policy and the executive than the judicial system, highlights the advantages of timely and adequate; the Government wants to reduce the burden on the environment from the point of view, the insurance itself decentralized, the transfer of skills make the risk of environmental liability insurance system for the Government's pollution to preferred method of the compensation.As well, Environmental liability insurance system own its existence and development,it is the prerequisite for social progress, which is also determined the environmental liability insurance to have their own limitations. The original writing of this article is in the hope of the system of the relevant theory could learn from foreign experience, and be able to resolve our country's environmental liability insurance system of the actual function and use. Through the establishment of regulations associated with the Administrative Committee on Coordination, we want to give a full-play to its pollution and environmental damages to the role of protected areas. The developed countries and international organizations on environmental liability insurance system is in reference to this purpose.Because of the Environmental liability insurance the existence of our country is imperfect in the legislative system, and it often leads to the defects in the corresponding fonction. The key of this article is the adjusting of the legal and administrative means in this area,and I think we can able to force our country on the improving of the system of environmental liability insurance and the rules with the introduction of environmental liability insurance markets, and give an effort to strengthen the Government's participation in this area.