Study On The Financing Models Of Chinese Small And Mdium-sized Enterprises

Small and medium-sized enterprises have made enormous contribution to the development of the economy and employment of our country.In reality,the small and medium-sized enterprises of our country are perplexed by the fund fully for a long time.Shortage of funding becomes unfavourable factor for the development of small and medium-sized enterprises of our country. In the face of economic development and great opportunity of accession to the WTO,it is necessary scrutinize policy and tactics in the past again,adjust the overall arrangement of the financial structure and organizing system of our country,establish and improve the system of financing of small and medium-sized enterprises.This text proceeds with western financing theory,divide the financing model from different visual angles,and divide the financing model in terms of financing route innovatively,and then there is an overall and deep announcing to the financing models of enterprises.Meanwhile,carry on quantitative analysis through the financing model key to small and medium-sized enterprises, which obtain the preferential order of financing model selection.Analyze to different kinds of small and medium-sized enterprises characteristic,summarize the corresponding financing model selection in the article.And through to the comparison of the main financing model in foreign countries,obtained reference and enlightenment of enterprise's financing model selection tactics of our country from it.In reality restraining enterprise financing factor exist,enterprise choice of financing model can not carry on the preferential order,this text adopts to analysis the factor of restricts enterprise's financing,announce the difficult reason of enterprise's financing from it,and from the macroscopic,china view and microcosmic propose countermeasures and suggestions,such as constructing the multi-level financial system,perfect the credit assurance system of small and medium-sized enterprises,positive development risk investment,improve enterprise's corporate governance structure,innovative use financing models etc..