Research On Current Situations And Countermeasures Of Stadiums And Gymnasiums' Liability Insurance In The Colleges And Universities Of Beijing

With the rapid economic development of Beijing, people's living standards improve dramatically. In addition, the 2008 Beijing Olympic Games, which causes the common people put forward higher requirements for sports facilities in Beijing, motivates sport enthusiasm of common people. As important stadiums and gymnasiums in Beijing Colleges, security issues have aroused considerable public concern. This hot issue is the perspective of this article as well as innovative point of this article. Generally speaking, most of the stadiums and gymnasiums purchase insurance against risk, and according to the nature of liability insurance, liability insurance must be the primary selection. According to the situation, corresponding measures and suggestions are put forward. This article aims to improve its ability to resist risks, and provides reference for the development of liability insurance of stadiums and gymnasiums.This article aims at the Beijing colleges and universities stadiums and gymnasiums'liability insurance. The main methods include the use of literature, questionnaire, survey method, mathematical statistics and other methods to analyze and make an conclusion, as follows: At present, the majority of colleges and universities'stadiums and gymnasiums in Beijing do not buy the public liability insurance. The main reasons are as follows: The Government lacks policies support for liability insurance; Related liability insurance laws and regulations are imperfect; The economic development affects the development of the public liability insurance; The stadiums and gymnasiums do not want to buy public liability insurance; Clause of public liability insurance provisions are imperfect; Insurance companies lack liability insurance professionals; Insurance companies have not high enthusiasm of public liability insurance.In order to promote healthy and rapid development of liability insurance, and meet the demand that people can do sports and entertainment in safe stadiums, countermeasures to improve public liability insurance are put forward: Government efforts to consummate relevant policies. The relevant government departments improve gradually the laws and regulations; Regulatory authorities should strengthen the guidance to create a good environment for the insurance business; Strengthen a sense of social responsibility of stadiums and gymnasiums; The insurance companies increase product innovation; Insurance companies intensify the training of professionals. Insurance companies should promote the formation of learning-oriented industries; Insurance companies strengthen social propaganda; Insurance companies, government sectors, industry associations and venues develop harmoniously.