A Study On The Development Of Government 's Public Liability Insurance In China

In recent years,public security incidents occur frequently,which have bring much inconvenience to the public,and also cause disturbance to public administration of the government departments.When public administration causes infrigement of public rights and interests,the government sectors concerned shall take on tort liabilities.Under the circumstances,some local governments gradually launch partnership with some insurance corporations,so as to transfer various tort liability risk via public liability insurance,and perfect the mechanism of the coping government liability.Based on this situation,it is necessary that we analyse the current status and existing problems,and simultaneously make some suggestions for its development,so as to promote the innovation of public administration.At present, public liability insurance for the government departments is still in the pilot phase, and relevant cases are insufficient.Inaddition,researchers have not make a definition for it.Therefore,based on the connotation of public liability insurance and revelent cases,this paper preliminarily discusses its definition.Meanwhile,this paper elaborates its characteristics,to highlight its importance in the process of public administration.In the third chapter,the thesis expounds the necessity and feasibility of the public liability insurance for government departments,so as to provide the foundation for its further development.Apart from the aforementioned,this thesis analyses several cases from Beijing,Shanghai and Xiangyang.Based on these cases,this part makes a summary of the characteristics of these operating modes and relevant problems,in order to make some effective recommendations.In terms of recommendations,the paper refers to the establishment of macroscopic system,market operation and functional regulation.First and foremost, it is necessary that relevant system be improved gradually,such as legal system and taxation system.Secondly,market operation also makes a difference.Consequently,we should attach due importance to government policies,productdesign,and legal advocacy.Last but not the least,the regulatory department should implement several supporting systems,including business operation,moral hazard prevention and systematic risk management.Based on these suggestions,the market operation condition will gradually get improved.To summary,the thesis discuss public liability insurance for government departments from various respects.From now on,through the efforts of various respects,the market conditions will gradually get optimized,which will be conductive to the innovation of public administration.