The Research Of Risks Management And Risks Early Warning Of Credit Guarantee Organization

As Chinese government carries on the policy to promote the development of Small-Medium Enterprises(SMES),Guarantee Organization for SMEs are established nationwide and a newly-born industry has come into being.Guarantee industry are think as a high risk industry in the international trade.The customer for the industry main part at present is the medium-sized and small enterprises giving first place to non-governmentally operated enterprise,the risk is weaker since the person resists,Guarantee industry still belongs to new emerging things in our country,the risk being confronted with is also gradually complicated,how to carry out fine administration on gradually complicated risk and control the major issue being that our country credit guarantees that organization develops a frontage further,credit among them goes bail for the risk management and controlling the problem being to be core most,but going bail for organization risk early warning is a risk management.The article analyses the risk from SME and Guarantee organization,according to short period having built owing to cash stream in the difference guaranteeing the project time limit length and their important degree ought to show solicitude for a factor to paying back debt,goes bail for project risk early warning system.stage long range going bail for project early warning system and growing up owing to enterprise life cycle;On the base of reasearching the finance index of Guarantee organization,the orthor desire a warning index system,and studys model,step and ways to determine the warning indexes.