The Research Of Foreign Customer Credit Rating Method Of Jilin International Trade Company

The issue of client business credit is emerging in current days. There is very unfavorable influence on the foreign trade development of our country. After joining World Trade Organization, our country's Foreign trade company is facing the new challenge, in the steep competition, its prospects for development has very high uncertainty, most enterprises surpass ambitiously to tangible asset's accumulation rather than the increment pass to take the credit as the core intangible asset accumulation attention. Moreover, our country was still in the economical transition period, the credit assessment system is not yet truly established, the enterprise does not understand the international market, where high information asymmetrical problem emerges. Therefore, to alleviate the foreign trade enterprise client credit issue, we may consider that establishing an enterprise client business credit status system may help the enterprise to carry on the management to its client credit.The main concerns that this thesis studies is to proceed from current situation of the foreign trade enterprise of our country, through analyzing and appraising systematic necessity, the theory and method explored customer's credit of foreign trade enterprise and appraised in customer's credit.In the research, from the information dissymmetry, it is analyzed that the credit assessment is necessary. The Foreign trade enterprise needs to establish its own credit assessment system to come for its customer to carry on the credit status, reducing worrying about client credit in the trade process. In the research of the credit assessment method, the credit assessment system's selection principle, content of the indicators of the system, and foreign developed country credit assessment method are the three key factors for studying the method of our country's foreign trade enterprise credit assessment, and its designed client credit assessment indicator system and the concrete computational method. Both natural analytical method and quantitative analytical method exist in evaluation index system of credit. Some index can be illustrated in quantity, and it has be accept by general acknowledge. Some index is difficult to quantify, and it can only be analyzed by reasoning and subjective judgments, through practical experience. Moreover, we can also adopt expert's vote method in case of necessity. From the point of view of network analysis, Nature analysis is the base of quantitative analysis, the ration is the qualitative promotion, though quantitative analysis can reflect more accurately systematic characteristic, but we should grasp systematic nature and characteristic well, depending on qualitative analysis. Qualitative analysis and quantitative analysis can only mutually combine, the two complement each other.Using the analytic approach of the level to confirm every index weight, estimation of the index coefficient of customer's credit grade, and then received this customer's credit grade. Through the positive research of the specific customer, come to prove and appraise systematic feasibility in credit of foreign trade enterprise of our country.The groundwork of this text has the following several respect mainly: The characteristic of combining the customer of foreign trade enterprise of our country carries on research to its credit current situation, study to the systematic construction of credit appraisal, appraise theory and exploration of the method to study to customer's credit of foreign trade enterprise.