The Research On Risk Management Of The Loan Project In Finance Company

With china's economic system and financial system reform, enterprise financial group inc. emerged as a non-bank financial institution. Its purpose is to to give service to enterprise groups, and its main scope of business is in the group. At present, the finance company credit is almost all profit sources, As a result, it is very necessary to strengthen finance credit risk management and also it has great significance to guard against financial risks and maintain the healthy and continuous development. Based on commercial bank risk management theory, this paper in-depth analyzed the finance company loans risk, revealed all risk to distinguish, measure, monitor and control risks. Combined with the finance company development, this paper made a finance company loan project risk pre-control model, which is simple and practical. Finally, taken Laohekou power generation company loans as an example, vividly demonstrated the finance company loan risk management process.