The Moral Hazard In The Society Medical Insurance And The Way To Control

The moral hazard question is one of the important questions in social medical insurance domain, it not only includes patient's moral hazard, doctor's moral hazard, it also involves to the apothecary's moral hazard, the society medical insurance organization's moral hazard as well as the health Supervisory department's moral hazard. In these moral hazard, the doctor's moral hazard is most prominent , and it is also denounced many by the public, for the reason is that doctor's moral hazard is primary, patient's moral hazard is initiated by it, to a great extent the apothecary moral hazard is also initiated by it. Based on this, this article introduced with emphasis on doctor's moral hazard's performance and the origin, as well as the reason moral hazard creates stern reality. To moral hazard's control aspect, the article is divided into two parts to carry on the elaboration. First, examines system's modelling as well as the medical expense control modelling through the community extension, theoretically proves the feasibility of the moral hazard regulatory measures . Next, borrows the related parts of the new health organizational reform to explain the practice action to control the moral hazard , the elaboration gives the enrichment to the article viewpoint.