Research Of Risk Prevention For The International Trade Financing Of ADBC

Along with foreign trade's rapidly expand, the international settlement service has become the various Commercial bank prioritize the foreign exchange business, the trade financing product day by day is also rich. Especially joins WOT officially after China, domestic various Commercial bank and Foreign bank in international service competition trend superheating. International trade financing takes one kind of cost to be low, the returns ratio high effective financing way, becomes the focal point which naturally each line competes. Corresponding, handles the trade financing service gain high quota repayment for the customer, what is following is the trade financing risk accumulation.Agricultural Development Bank Of China(ADBC)since 2006 has been officially launched international operations, the volume of business has increased steadily, and gradually expand trade financing business scale, must have achieved results, but because of lack of business experience, staffing insufficiency and other factors, in the process of trade financing aspect, there are still some Low efficiency, as a result of the ADBC policy-type function localization's particularity, supports the customer community the particularity, the operation mechanism's particularity, differs from the trade financing risk management's each link emphasis point with other Commercial bank, therefore, has the necessity to aim at ADBC trade financing risk guard very much to conduct the research specially.With the previous theoretical analysis, the author combined with ADBC to develop international business start-up of the actual situation of ADBC on international trade finance risk the status quo analyzed. First, in the introduction of international trade finance business in the international settlement business in the position, based on an analysis of international trade financing the need for, and then from the bank risk management point of view to prevent the risk of the importance of trade financing. The Bank further study summed up ADBC at the practice of international trade financing risks causes. Finally, in view of the current international trade financing business risks and the operational risk proposals with a view to seeking to strengthen ADBC trade financing risk prevention capacity, and deepen the concept of risk management and international trade financing business strategy integration rapid upgrading international trade finance business core competitiveness of ADBC.