Research On Risk Management Of Financing Guarantee Company

Security industry in China started late, but played a significant role, it appears to solve some o financing problem of SMEs. Throughout the history of development of security industry, from the first blossom everywhere, to withstand winter's waning hours, and then to present s shine. Very few security companies are survived which can only survive are victory of the soldiers withstood many trials. The security company is different from the traditional industries, If the company could not always strained nerves of Security risk, sudden decompensation of a project is hard enough to operate the accumulation of several years destroyed. Guarantee companies'business is the risk which is precisely the other industry is trying to avoid. I choose this topic because of the experience of working in the Department of Risk Management during which time all the time is f dealing with risk. Risk is like a time bomb hidden in disrepair, no matter how you have to do but not exploding, but the consequences of suddenly trigger is often fatal. The writer always have feelings for the ubiquitous risk, the only thing can be done is be care.Avoiding risk is sense as I think which is not a natural formation, but changes all the time to upgrade. If you can not keep up awareness of the risk of exposure rate, then the risk of damaging that will come sooner or later. Risk awareness is formed by all past incidents occurred after people's thinking and conclusion. Risk in the future can be avoided by part of the past experiences, but not completely avoiding is impossible which is the lovely, scariest aspects of risk. The risk of financial market is not all the failure, the stock rose is also the risk of accidents, is the beneficial holder of the risk. But from the perspective of a security company, the risk is negatively affected. The best result is the borrowers making the repayment on date, and many security employees need to consume energy.Thus, the purpose of this paper is to introduce the risk awareness formed in domestic and foreign, and Introduction the way which makes there is no compensation occurrence of in more than six years Shanxi ShangRong Co., Ltd.. Combining the above two methods can attribute for those who engaging in security industry.