Development Of China's Private Banking Business

Private banking business as a commercial bank, one of an important intermediary business has become increasingly subject to the attention of Commercial Banks of China. In other countries, private banking has become a mature banking, has been all round development. However, for our country, the development of private banking business has been severely limited. Therefore, the study abroad experience in the private banking sector to develop, explore the development of China's private banking business reasons for delay, find the appropriate countermeasures, has become China's commercial banks in the development of private banking business, improve the professional level and the content of the key business issues.This article uses the fact that analysis and comparison of analysis method, analysis of Credit Suisse Group's private banking business of practical experience, the use of large amounts of data, icons, and statistical information, demonstrating our financial environment and imperfections in the banking system is the main reason that the development of China's private banking business is limited. There are four parts: The first part of a comprehensive introduces to contents of the private banking business. The second part details the development of China's private banking business status and the major problems. The third part analyzes the Credit Suisse Group's private banking business of practical experience from the inside and outside. The fourth part by drawing on the Credit Suisse's private banking business of practical experience, combined with China's specific national conditions, China's commercial banks raised the development of private banking business proposals and measures.This paper aims to show imperfect financial system and banking system are impeding the development of private banking services the root causes. Only improve China's financial system and the corresponding relevant laws and regulations, and improve China's commercial banks within the various systems, planning a good development strategy, in order to fundamentally solve China's private banking business faced problems.