Sme Financing In Yichun City

China is a developing country, small and medium enterprises in China's economic development of socialism with Chinese characteristics, a necessary and important component. Past two decades, small and medium enterprises in the country's economic life, one of the most dynamic force, its contribution and can not be ignored, but due to their own reasons for SMEs and external environmental factors, leading to its financing very difficult, restricting SMEs the development and growth. Jiangxi Yichun City of Jiangxi Province is the West, the Department of economically underdeveloped provinces, an industry developed more backward areas, the paper the problem of financing small and medium enterprises at home and abroad to learn and discuss research results, learn from foreign experience to solve the financing problem of SMEs, China's economic development with specific conditions and the special geographical environment, Yichun City, proposed specific solutions and recommendations.This six chapters:Chapter 1 is an introduction part of the thesis introduces the background and significance of ideas and methods, elements and lack of innovation; financing for SMEs Chapter 2 Theory and Literature Review; Chapter 3 Yichun Summary of the basic situation of SMEs; Chapter 4 Yichun SME financing problems and causes; in Chapter 5 to solve the financing problems of SMEs countermeasures Yichun; Chapter 6 is the conclusion and outlook.This innovation is:on the status of SME financing, Yichun City field studies, on the basis that the problems and causes, and to find positive and effective measures and solutions; paper systematically discusses the basic theory of financing and related co-ordinate comprehensive analytical thinking, building an effective solution; This paper attempts to close the middle of the typical small and medium enterprises in underdeveloped regions, combined with the specific situation of SMEs in China, for how to solve the problem of financing as a starting point for government, financial institutions and relevant departments to make recommendations and solutions. These views have a targeted and less developed regions for solutions focused on a unique point of view are put forward, trying to help the underdeveloped areas of the SME financing find a way out. Problems mainly due to their own level of theoretical knowledge and application of economic theory of the limited capacity of the practical problems, the paper's theoretical analysis is not very perfect.By analyzing and learning from foreign experience that, in order to solve the problem of financing small and medium enterprises can not do without self-financing capabilities of SMEs, government support and improve the financial system, development and innovation.