Insurance Corporate Crisis Management Mechanism

In the recent 30 years, the crisis management has been the focus of insurance industry in developed countries. Along with the development of science and technology , and the integration of world economy speeding up, the possibility of the occurrence of crisis the possible remarkably increases. Recent years the giant personnel casualty and the property damage great disaster crisis and the frequently appearance of terror attack cause the instability of insurance enterprises in business. Our insurance enterprises are still in the development at initial stages, they need to establish the scientific crisis management system to guarantees the everlasting development.Under this background, this article combines macroscopic and microscopic, theoretical and practical method in order to search for the way to build a complete and scientific crisis management mechanism based on the absorption of experience and methods of foreign enterprises , so that we can reduce the loss to the lowest level when crisis happens.This article is divided into three parts, first outline the theory of domestic and foreign scholars on crisis and crisis management, and proposed the insurance enterprise own crisis characteristic and manifestation; In the second part, the paper analyze the present situation and problems of crisis management of domestic insurance enterprises, pointed out the establishment crisis managed the mechanism the necessity; Finally, the union insurance enterprise's management solid service, from the organization mechanism, the early warning mechanism, should elaborate to the mechanism three aspects the establishment insurance enterprise crisis managed the mechanism the content, as well as the crisis managed the strategy and the method, and to maintained the crisis manages the mechanism the validity proposes suggested.This article innovation occupies to the union insurance enterprise's...