Sme Financing Constraints And Countermeasures

The small & middle-sized enterprises economy in China is becoming more and more active nowadays. It is one of the most important parts in China's national economy system, playing a non-substituted role in our life, such as employing workers, accelerating market competition, supplying convenience for people, inspiriting science & technology innovation and promoting economic development, etc. To develop small & middle-sized enterprises economy has been a key task of the local government. However, at the same time, the financing restrictions on small & middle-sized enterprises have become the biggest bottleneck in procedure of the local economic development .On the base of studying domestic and foreign experiences on small & middle-sized enterprises, this article aims to establish new manners and routes of small & middle-sized enterprises on traditional financing, consulting the summarizing on financing test in Mianyang for recent three years, in order to find effective plans to solve the problem.Framework1. Explanation on small & middle-sized enterprises financing difficulties according with national macro-policies, credit policies, credit-guarantee system and capital market2. Analysis on cause of small & middle-sized enterprises financing difficulties according with the enterprises themselves, financial structure and finance ecologic environment3. Introduction to the domestic and foreign experiences on small-middle enterprises financing4. Reviewing and summarizing on financing test for small-middle enterprises in Mianyang 5. Suggestions on solving small-middle enterprises financing difficultiesⅠ. Chief precondition __ Support from governmentⅡ. Basic ensuring __ Financing cooperation from bankⅢ. Key point __ Finance ecologic environment building from all walks of lifeⅣ.The root _ strong power from developing of small-middle enterprise...