China's Agricultural Insurance Business Model Research

China is still in the ranks of developing countries, is a large agricultural country, agriculture is very important in our country . After accession to the World Trade Organization, China' s agriculture will face a severe test. Agricultural insurance will not only promote the development of agriculture, but also is allowed by the World Trade Organization to protect their own industries in the "green box policy" . However, China's agricultural insurance far not been able to play such an active role in agricultural development since China resumed its business, 20 years of the development of China's agricultural insurance has not greater breakthroughs, but increasingly shrinking. Therefore, we must establish a new pattern of development of agricultural insurance to meet the development of China's agriculture.The establishing of China's agricultural insurance mode needs a lot of work. Therefore, this article on how to establish a business model that suits the actual conditions of China's agricultural insurance to analyze. Thesis is divided into three parts :The first part of the analysis on agricultural insurance theory. Include the definition and concept of agricultural insurance analysis, quasi-public goods that the economic attributes of agricultural insurance. Finally, the function of the agricultural insurance in the national economy and positioning, below, creating conditions for the agricultural insurance mode theory.The second part is the core of this thesis. In this part of the foreign agricultural insurance business model based on the focus of China's agricultural insurance mode of operation for observation. Comparison and analysis, pointing out that China's agricultural insurance business model can be extended value Then this stage of the main problems in the development of China's agriculture insurance and the reasons for detailed analysis In the final analysis, based on the guidance of the government, the main induced many more agricultural insurance mode of operation envisaged.The third part is the conclusions and countermeasures. In the analysis of the advantages and disadvantages of various agricultural insurance business model based on Construction of the new Chinese agricultural insurance business model and the measures and proposals for further improving the agricultural insurance.The basic conclusion : very special agricultural insurance, the low level of the overall development of China's agriculture insurance, and the slow pace of development. Since the agricultural insurance business outside, without the intervention of government support, and support China's agricultural insurance system is not be able to successfully establish and implement. China should focus on the development of agricultural insurance mechanism nurturing the development of China should adhere to the government-induced development of agricultural insurance mechanism diversification and regional development models must adhere to its mode of development. Policy recommendations are : agricultural insurance legislation regulating the insurance and attach importance to the cultivation of agricultural insurance market. adhere to the development of agricultural insurance in the government-induced mechanism Agricultural insurance operations increased government support for the establishment of the Agricultural Risk Information System, the development of infrastructure to create agricultural insurance, accelerating agricultural insurance personnel training, technological innovation and product development, agricultural catastrophic risk protection system, step by step, have a choice, to focus on promoting agricultural insurance since 1994.