Study On The Problem Of Agricultural Insurance Of China

Our country is a large agricultural nation, that agriculture is the ultimate cause, stability and development related to the national economic development, social stability and harmony. However, occurred frequently of agricultural disaster is a serious threat to our rural economy healthy growth. As the development of modern agriculture is one of the three pillars of agricultural insurance to guard against agricultural risk, protecting farmers' income and promoting agricultural steady and continuous development has important significance. This article through comprehensive use of normative research and empirical research, theoretical study and application research on the method of combining the development of China's agricultural insurance situation and problems on the basis of investigating and analyzing the attempts from deeper, more extensive point of view, suitable for China's national conditions of agricultural insurance, countermeasures for the development of agricultural insurance to provide reference for the road, so as to promote the healthy development of agriculture in our country.First of all, through the domestic and international related agricultural insurance problems are reviewed in this paper, on the basis of agricultural insurance related concepts and basic theory are introduced, summarizes the development in our country agriculture insurance realistic significance.Secondly, through to the United States, Japan, Spain and the Philippines four national agricultural insurance mode comparison analysis, this paper summarizes the foreign open agricultural insurance of successful experience, for China's agricultural insurance development pattern choice to provide the reference.Once again, through to the agricultural insurance development course of review, and the analysis of the current situation of agricultural insurance, it is concluded that the restricting factors of development of agricultural insurance. From the government, the insurance company and ginseng protect farmers three participation body angles proposed the main problems of.Finally, in view of the development of agricultural insurance are the main, construct agricultural insurance system, agricultural insurance organizations and agricultural insurance business model. And in combination with each region unbalanced economic development present situation, proposed adjust measures to local conditions choose agricultural insurance business model. In order to development of China's agricultural insurance provides certain help and reference.