Analysis Of Improving The Development Of Agricultural Insurance

Agriculture is the basic industry of the national economy, which development has an important strategic position. Shandong as a natural disaster-prone province, urgently need to establish a mechanism for agricultural insurance.However the development of Shandong's agricultural insurance is unsatisfactory. As the countries of the "three rural" issue attention, agricultural insurance entered a new round of pilot phase in 2005. According to local conditions, many parts of China were taken to a different mode of operation of agricultural insurance. Many of the pilots have achieved some success and the reasons for them are the local market economy and the development of agricultural industrialization. As the country's earliest start-up the industrialization of agriculture areas, Shandong Agricultural industrialization entered a jump the pace of development. The organization of agricultural industrialization scale to drive the farmers to enhance the effectiveness of income. The development of agricultural industrialization development of agricultural insurance provides a good organizational and economic base. The face of the deteriorating natural environment, intense economic competition in the domestic and foreign agricultural insurance, with the new situation, Shandong should draw.on the basis of experience to promote the development of Agricultural Insurance.In this case, this article from the perspective of the industrialization of agriculture discussed the further development of the Shandong Agricultural Insurance countermeasures and suggestions. Full-text consists of five parts.The first part is the Foreword which describes the purpose and significance of this research, domestic and international research status, research methods, basic ideas and logical frameworks.The second part gives an overview of the development of agricultural insurance in Shandong and analyses problems. The angle of this research is to narrow agricultural insurance. And pointed out that a policy of insurance, agricultural insurance. Then this paper introduced Shandong agricultural insurance development process and the development of a problem. On this basis, this paper pointed out that the development of agricultural insurance, risk awareness among affected farmers, agricultural insurance, high losses, high paid, operating costs, the Government's support to such effects, and agricultural industrialization is also related to the level of development.The third part is on agricultural insurance and agricultural industrialization interactive mechanisms. This part profoundly analysis agricultural insurance and agricultural industrialization relationship. First of all, the industrialization of agriculture to stimulate and strengthen the agricultural producers of insurance awareness; training and enhancement of agricultural producers of the insurance capacity; to promote and increase the effective supply of agricultural insurance; for agricultural insurance, the organization provides an important basis for the industrialization of agriculture in four areas described Promoting the agricultural insurance mechanism. Second, the agricultural insurance promotes the development of agricultural industrialization. This paper pointed out that the industrialization of the development of Shandong's development of agricultural insurance provides a good condition by the status quo analysis of Shandong's Agricultural Industrialization.The fourth part introduced the cases right combination of development of agricultural industrialization and agricultural insurance and sum up the experience to guide the development of agricultural insurance in Shandong. Of agricultural insurance can not develop without government support, the level of industrialization of agriculture is also a key factor in the development of agricultural insurance, one of the industrialization of agriculture into the development of agricultural insurance, provision of environmental infrastructure. Through the analysis of the industrialization of agriculture in Shandong, pointing out that Shandong Agricultural industry organization, improve the income of the farmers in such areas as insurance for agricultural development has provided favorable conditions.Part V is the proposal of promoting the development of Shandong Agricultural Insurance. First, build organizations, insurance companies and the cooperation of agricultural industrialization management system of agricultural insurance. Second, developed the agricultural mutual insurance in regions where conditions permit the lead in agricultural insurance for the current policy to provide supplementary. Improve the mechanism to spread catastrophic risk catastrophic risk in agriculture.I think the innovation of this article is:conducted an analysis of agricultural insurance from the perspective of the industrialization of agriculture, proposed to rely on the organization of agricultural industrialization, innovation and management system of agricultural insurance in Shandong and speed up the development of Shandong Agricultural Mutual Insurance.Inadequacy of this paper is the lack of empirical demonstration area and the system construction about Shandong Agricultural Mutual Insurance and reinsurance in agriculture is only a theoretical exploration whose practical significance of the need to be further verified.