| Agriculture is the basic industry of the national economy and the development of agriculture restricts directly the development of the national economy. As an economical compensation system to transfer risk and disperse loss, agricultural insurance plays an important role in assuring the sustainable and steady development of agricultural production. But in the current time, the problem of our country's agricultural insurance is becoming increasingly evident, such as no special law, no national subsidy policy and no operational subject who like to underwrite insurance. Agricultural insurance include the policy-oriented agricultural insurance and the commercial agriculture insurance. This paper only analyses how to set up the policy-oriented agricultural insurance system that suits China's specific conditions. The paper divides into there parts:The first part introduces the basic theories of the policy-oriented agricultural insurance. This part discusses the basic problems relevant to the policy-oriented agricultural insurance, and analyses the important meaning to set up the policy-oriented agricultural insurance.The second part introduces and analyzes the present situation of Chinese agricultural insurance and the present development situation of the typical area. From the visual angle of the participant subject of the agricultural insurance, the part analyzes the main existent problems of the Chinese agricultural insurance.The third part involves the conclusion and puts forward some countermeasures and suggestions. The part analyses situation and experience of the other countries'agricultural insurance from which we gets some useful revelation. The paper suggests that we set up the relevant systems of the policy-oriented agricultural insurance that suits our country's specific conditions. |
