Policy-type Agricultural Insurance Pilot Present Situation And Development Countermeasure Research

Agriculture is the basis for survival and the foundation of the national economy, the development of agriculture is influenced by natural and market risks. Exploring China's agricultural insurance mode plays an important role on the prevention and decentralization of nature risk, on the decentralization of government disaster relief burden and establishing a relating market mechanism, on the international competition by using of "green box policy" for China agriculture to participate in."A number of decisions by Chinese Central Communist on the improvement of socialist market economic system " clearly stated that it should accelerate the establishment of agricultural insurance system.Taking agricultural insurance and insurance of the basic theory as a starting point, based on the study on policy-oriented agricultural insurance pilot projects in Shandong, Zhejiang and the Xinjiang Construction Corps in recent years, existing problems and influencing factors in three regions, summed up the experience on policy-oriented agricultural insurance pilot project and analysis on the existence of the problem, Shandong Province, Zhejiang Province, the Xinjiang Construction Corps have introduced a number of documents during the pilot process of agricultural insurance; have set up agricultural catastrophe risk fund, and into all levels of budget system. The reason can be summarized as follows: the root system; economic causes; management, and so on.Implementation of agricultural policy-oriented insurance is an important component of national macro-control policies, is one of important means for Government to regulate the rural economy, at this stage, how to promote and give full play to the agricultural insurance services in the rural economy, a number of important breakthroughs is required in bottleneck. In order to further develop and grow, the road must be taken, "insurance raising insurance".