Liaoning Province Sme Financing Problem

Small- and medium-size enterprise (SME) is one of the most important ingredients of the national economy in our country. SMEs, which effect more and more in increasing taxs, innovating technologies, offering employments, reforming and expanding exports, have progressed rapidly since the reform and opening up and play an irreplaceable role in the national economy.At present, people focus on SMEs' development, which is a national strategy many countries and regions pursue, especially for the developed countries. Promoting the development of SME has far-reaching practical significance in easing the pressure of employment,maintaining economic vitality and joining the international competition in the days since China entered into the WTO, deepens its economic reform and develops market economy.Although the SME plays an increasingly important role in the national economy, it is said the SME cannot satisfy its development needs by capital investment, such as primitive accumulation in the start-up period, borrowing and fund-raising for shares. At present financing is the bottle-neck for SME to develop, for there is a lack of short-term loans, saying nothing of long-term loans.Liaoning Province is no exception of this common problem that the financing problems also plague SMEs in this old-line industrial province.There are a lot of difficulties for SMEs to finance. So how can we broke this bottle-neck? In this case, the thesis argues how the SMEs to finance, and aims to not only the SMEs themselves but also the government and the banks, so as to achieve capital positive interaction.This thesis is established in how the SMEs in Liaoning Province to finance. First stage, it mentions the SME definition and its function in the national economy. Second stage, it states SMEs in Liaoning Province financing status by literature and practical investigation, and analyse the reason why it is difficult for SMEs to finance. And last , on the basis of advanced experiences, this thesis expounds SMEs in Liaoning Province financing problem solution from the aspect of financing inside and outside.