Study Based On The P-insurance Companies In Sichuan Province Branch Premiums Receivable

With the rapid development of insurance industry in China, there is an urgent demand to enhance the management level of insurance companies. However, the premiums receivable problem has disturbed the management of many non-life companies in China for a long time. As the leading property insurance company in China, P Insurance Company how to solve the managing dilemma caused by premiums receivable problem has become unavoidable. The essay takes P Insurance Company Sichuan Branch as an example to analyze the nature of premiums receivable through the principle of economics and management, and bring up the controlling and managing thought for premiums receivable.The first chapter mainly includes the background, researching purpose, meaning, basic thought, methods, primary coverage, conclusion, the character and the defects. Chapter two discusses briefly the distribution characters and try to explain the influencing factors of premiums receivable by non-life insurance companies'external economical environment and internal control management from the point of economics.The third chapter describes and analyzes P Insurance Company Sichuan Branch's whole situation and current situation of premiums receivable problem. Then analyze the external and internal factors to formation of premiums receivable. We can get that the most of premiums receivable are induced by the companies'internal management problem. A little are induced by the external effects.The fourth chapter puts forward a series of suggestions to tackle the problem on the basis of analyzing the forming factors of premiums receivable. Above all, it contends P Insurance Company should push forward self-construction and some institutions should strengthen the credit institutions, consummate the account criterion, reinforce the inspection function to plug up the premiums receivable leak.Second, it points that property insurance should decrease the amount of premiums receivable through business management, financial management, document management, information technology. At last, property insurance companies should implement the diversification strategy in the fierce rivalry.