Enhance The Level Of Cash Management Services Of The Ccb

This article analyzes the current cash management status and development prospects in international and domestic financial services areas. Based on business management, corporate finance information management systems and other correlative knowledge, the author carries out an in-depth research on how to improve cash management services of China Construction Bank. The author is aiming at the problem of practical working with a focus on cash management platform.On one hand, enterprises can use their own capacity, or use financial software to enhance their cash management. On the other hand, they can use the banking services. How to concentrate on resources? How to improve settlement efficiency? How to effectively regulate? How to effectively control the budget? How to conduct risk monitoring and decision support? For all these cash management issues, we can rely on the banks' cash management services solutions.Cash management service is one of the core businesses of commercial banks. The trade between the banks in the cash management services is becoming increasingly fierce. Customer needs for cash management services become more extensive. The development of e-commerce also has a tremendous impact on cash management service. All these factors lead to the current inefficiency of bank cash management services to meet customer requirements in CCB.As an employee of CCB, the author gives an in-depth study and analysis on cash management models of the banking industry. The article is from different angles and concludes with a new cash management service model. The writer believes that, in accordance with the characteristics of cash management services and customer needs for a wide range of service models, it is necessary to establish a new system of cash management platform to provide centralized cash management services.The author also gives further ideas for the establishment of cash management platform. The platform shall provide comprehensive product line, flexible and rapid deployment of new products development and high-quality and pre-empt services based on customer differentiation and market demands. At the same time, the platform will be used to support CCB internal departments.