Mobile Payment Models In .3 G Network And Technology Research

Payment system is a very important part of economy sytem. Efficient and safe payment system can accelerate increasement of economy and improve the quality of people's lives. In addition ,efficient and safe payment system will be help to currency policy.3G applications will be the trend when the 3G technology mature, because Japanese and Korea have given us some hints. The IC chip,Internet and mobile will be combined in the future.With the development of technology,stream of merchandise,communication data and capital will combine together.We will discuss the three important factor of payment: channels,carrier,account,when the combination come into truth.The realization of combination provides a revolutionary solution for application of IC card, it can improve the efficiency of the development because of the convenience , on the side the combination can enrich people's lives and have provided easier access to information.