The Operating Mode Of Mobile Payment Platform And Its Architecture

Mobile payment is a brand-new payment method, its advantages is convenient, fast, andsafe, can give users payment media with strong security at any time and any place, and openup new payment vista. Mobile payment has opened a new direction for the futuredevelopment of electronic payment, and the research about it is starting in the world.The author researches on mobile payment in the paper, in the first part of paper from theindustries integration, analysis domestic mobile industry, use interpretation research method,presenting a new mobile payment platform operating model -- mobile operators, BankConsortium and banking financial institutions cross-industry cooperated, in accordance withthe shareholding establishing mobile payment platform, in order to avoid the existingthird-party platform provider shortcomings in information security, product development,resource sharing, and other aspects of the inherent obstacles, success in financial informationservices sharing and management.The second part of the paper is about the transfer subsystem design and realization ofthe mobile payment platform, introduce a solution about modernizing legacy systems basedon WebLogic platform, and analyze its application in the payment platform building, inconjunction with the mobile payment business processes analysis, design the mobilepayment platform framework with easy expansion. The framework use for reference themodernization of legacy system solutions core ideas -- the separation and integration, andovercome the shortcomings of traditional systems, provide an open, integrated, compatibleapplications platform for the future of mobile payment, support the wider use of mainframecomputer and mobile communications equipment.. Here the author attempts to summarizeadvanced information system design methodology, and provide a useful reference to ourcountry informationization construction.It should be pointed out that due to time constraints, the author only developedtransferring subsystem in accordance with rapid prototyping in the paper. The developmentneglects some details, and it has a certain gap from the true sense realization in a certainextent.