Problems And Countermeasures Of The Student Loans Of College Students Study

In order to solve the economic difficulties of college students and help them successfully complete their education,we made college-student-loan policy.This is conducive to the education fair and good for building a harmonious socialist society.The implementation of our national student loans over the past few years,has made a great achievement,but at the same time there are still many problems.National policy objectives set too ideal,underestimation of the loan amount as well as universities and banks is not accurate enough. There is a gap between students' concept and the reality,and some student lack of integrity.Colleges and universities did not fully perform their functions,the banks sometimes "credit crunch" and "loan-to-resist",and so on.Whether to correct these issues,directly related to the progress of the student loans.To solve these problems,many experts and scholars have raised a variety of solutions.I believe that,in view of different aspects of the problem,it should be treated separately.First of all,in this work the country is necessary to take on more responsibility.Country should increase investment and postpone the repayment period,so the students can have a buffer space.Students should raise the awareness of themslves,and enhance social responsibility. At the same time,we should do a good job of publicity and education work.Through the building of institutions and systems to address the students to understand the bias and the integrity of the issue of the missing.Colleges and universities should strengthen the institution-building and staffing.In the work of the national student loans,they should play a role as a bridge.The banks should lay down their burdens,improve service quality and carry out multi-channel way of loans and repayment,in order to facilitate the student loan.In addition,the departments should strengthen cooperation and mutual coordination, arid successfully carry out the work of the national student loans,in order to make due contributions to the education in our country.