Research On The Legal Problems Of Network Financial Supervision

Since the middle 1990 s, the rapid development of information technology, represented by the Internet created a new way of trading and transaction type. The development of network finance has changed the traditional way to trade, gives the financial transactions and the real phase separation, reduce the cost of the original deal, enhance the efficiency and convenient for the customer. Due to the development of the network financial characteristics with openness and across time and space, make the network financial lack effective guide and timely control, network financial innovation characteristics and highlights the characteristics of the legal lag update speed, how to effectively the network financial supervision, establishing network financial regulatory system. This article through to our country the development of the network financial situation, analyzing the legal system, and draw lessons from foreign experience, the development of system from the network financial regulatory system in our country, the regulation method of innovation and strengthen international cooperation, etc have been analyzed and discussed. On the macro should maintain a sound and reasonable planning of the economy in our country the development of network finance, encourage innovation mechanism, both fairness and efficiency, and strengthen international cooperation, in the micro level, to improve the network of our country financial regulation legal system, the network financial regulation, market access and exit, and maintaining a good mechanism to regulate, the protection of consumers, and the improvement of the system of information disclosure. On the basis of the existing law, study and draw lessons from foreign legal skills, improve the network financial legal system in our country, the development of network finance, improve the financial industry’s international competitiveness, so as to realize the rapid and orderly development of national economy.