Research On Prepaid Consumer Contract

Because of now in mainland China prepaid type is a double-edged sword, prepaid consumption needs to be improved. Type from the perspective of contract law, this article advance that exist in the consumer contract subject qualification to operator has no specific provision, prepaid consumption widespread format clauses in the contract, fraud, and consumers’ personal information infringement problems. In the United States, Japan, China Taiwan region is studied on the basis of relevant legislation, think the first thing should be clear operator subject qualification, pay attention to the contents of the prepaid consumption contract specification, improve the system of contract rescission, consumers go back on our word right, perfect balance of prepaid card processing system, reform the burden of proof, etc.; Second suggested in the construction of the social supervision system to build enterprise association of credit publicity system, distribution system, etc.; Finally proposed the rational, careful handling card, in order to raise awareness of consumer rights protection. Strive to on the basis of based on national conditions combined with the advanced legislation experience, to establish a set of mature consumption regulation system in advance.