Research On Consumers' Right To Know In The Perspective Of Prepaid Consumption

Prepaid consumption patterns as an emerging consumer market under the economic development in cosmetology, networking, medical, retail, and other fields, play a huge market value. However, since the prepaid consumption patterns generate national carrier has been explicitly banned its prepaid cards, prepaid consumption but in this way on the one hand to return the funds in favor of business, for customers, on the other hand with its easy to use, subject to favorable properties consumers, making it a good way to reflect the sale of a win-win result appeared repeated phenomenon. This leads to the gap in between the law and reality, businesses issuing disorder, regulatory control and other issues have also emerged, leading to consumer disputes have become increasingly prominent, it will affect the market order, but also against the interests of consumers.Due to the denial of law of prepaid consumption patterns, it was not be included in the scope of Regulation in the legislative process, Coupled with prepaid consumption patterns as a new consumption patterns evolving. Therefore, our current law does not fully resolve the torts in this mode. The current state of the law "vacuum" for the development of prepaid consumption is very adverse, it will have bad effects on the normal market order. In fact, prepaid consumption as a new consumption patterns, from its very nature, still can not escape the basic framework of general trading, but more dependent on the trust relationship between operators and consumers. And an operator’s information advantage which has always existed has been further exacerbated in prepaid consumption patterns such "payment before consumption" market model. After the operator receives the consumer money, whether will they fulfill their obligations approximately in the after transaction, the uncertainty of which are becoming more difficult for consumers to grasp. Therefore, under the premise of "Consumer Protection Law", to apply strengthening consumers’right to know in the field of prepaid consumption patterns is almost imperative.This article is from the four parts to explain the issue of prepaid consumption in the perspective of consumers’right to know:The first part shows understanding of concept and value of prepaid consumption, and explores prepaid consumption in legal level, brings the question of Exacerbation of information imbalance.The second part describes the consumer’s right to know and what role it plays in prepaid consumption. Brings change in the consumer’s right to know. And current problems on the right to know were analyzed in this regard.The third part will be a variety of browsers of the overseas resolution of prepaid consumer problems. Take the relevant provisions of the United States, Japan and Taiwan of China as a reference, trying to extract the contents suitable for our legal system.The fourth part is the conception of consumer’s right to know institution building in prepaid consumption patterns. Attempting to improve the system to play a role in the expansion of the consumer’s right to know. And ultimately making prepaid consumption patterns perfect integration with China’s market economy.