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Credit Theories Of Marx And Chinese Sme Credit Guarantee System To Build

Posted on:2003-09-09Degree:MasterType:Thesis
Country:ChinaCandidate:L YangFull Text:PDF
GTID:2206360062995976Subject:Marxist theory and ideological and political education
Abstract/Summary:PDF Full Text Request
The problem of credit is critical to the survival and further development of small-to-medium-sized enterprises: with good credit reputation, they can easily settle financing matters that enable their further development; without good credit reputation, Ihey face higher financing costs and limited development potential.Small-to-medium-sized enterprises have formed an important part of the national economy. They are very important in terms of technical innovation, economic growth & job creation> economic dynamics & market competition enhancement as well as life enrichment & fulfillment of various individual needs. Yet their development has faced many difficulties, especially credit delinquency.How to facilitate the health and smooth development of small-to-medium-sized enterprises? Foreign experiences indicate that a practical approach is to provide loan guaranty to these enterprises. This thesis takes Marxism credit theory as its basic guideline, and analyzes the necessity and significance of improving small-to-medium-sized enterprises' credit status via credit guaranty. It explores domestic and foreign practices in the field of credit guaranty service, hi the end, it provides some useful advices and solutions to real problems encountered in China's current credit guaranty service pilot programs.
Keywords/Search Tags:Small-to-medium-sized, Enterprise, Credit, Guaranty, Marxism
PDF Full Text Request
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