Study Of Banking Supervision In China

At present, the financial revolution characterized by financial liberalization, internationalization and innovation has changed the living space of the banks. The issue, which is concerned with the strengthening of the banking supervision and preventing and dissolving the banking risks, has been paid much attention by the supervisory authorities of each country and the international financial field. Since China has been an member of the WTO, the traditional banking industry would experience an very important reform in its network, information and technology. We also notice that the competition between the foreign and domestic banks has become more fierce, and at the same time, the potential financial risks hidden for quite a number of years in our banks have gradually come to the surface. All the things mentioned above have brought about the unprecedented challenges to the banking supervision in our country. Facing the austere reality in the bank risks and the imminent need in the bank development, we urgently need to explore a new way of banking supervision.Combining the theoretical and practical researching method and by starting from the introduction of the formation and development of the banking system in our country, the essay points out the main problems existing in the banking supervision and analyzes the various underlying causes. Then, by drawing the supervision experiences from the developed western countries, combining with the trend of international banking supervision, the essay puts forward some ideas and measures of improving the banking supervision in our country. Finally, the discussion extends to the possible new mode for the banking supervision. The new mode will be led by the supervision authority, in which there is a clear internal function. Supported and guaranteed by the sound legal system and opaque financial information system, the supervisory authority will do the risk supervision in the market entrance , market operation and market exit in a dynamic, comprehensive and modernized way ,to realize the unification and regularization of the banking supervision.