China's Rural Credit Cooperatives Reform And Development

Rural credit cooperation is an important component of Chinese finance system, whose prinmery duty is to rise enrage capital to offer financial support to rural economic development.In the past few years, with the further deepenyng of the financial structural refom, and the establishment and improvement of its systems, many problnms and abuses derived from the old financial structure begin to crop up gradually. Great Financial risks loom large. External and internal reasons co-exist In a word, the structural or systematic risk is the lay to the problem. Firstly starting from his own work experience, combined with the foreign successful experiences and loses of developing cooperative finance, and consulting a large amount of documents and materials, the author systematically studies the fundamental theory and operating mode of cooperative finance. Then, on the basis of a deep investigation and research into the present situation, characteristics and problems of rural credit cooperation, he thoroughly analyses its reform mode and trend of development, and presents his view to help rural credit cooperation extricate itself from predicament.