Study Of Chinese State-owned Commercial Banks Reform Of Property Rights

The meeting of national financial work in Feb, 2002 denounced clearly that, the state-owned commercial banks should take the steps of "company, joint stock system and listing". Essentially, this is still the same thought as reforms of Chinese state-owned enterprises, in reforms of the state-owned enterprises, we have made lots of mistakes, in some sense, China's reforms of state-owned enterprises are far beyond success up to now. There are a lot of problems among them, which are worthy of deeply rethinking. If something could not be made better, the reforms of our state-owned commercial banks must go into the same " traps " which we had met hi the reforms of the state-owned enterprise. This is also the item of the article.This article takes the transforms of Chinese economy system as studying background, takes Chinese rural economy reform and the state-owned enterprises reform as comparative research objects. With investigations of property rights changes' processes in Chinese rural economy and the state-owned enterprises, we will deeply analysis the experiences of early Chinese rural economy reform and precepts in the reform of state-owned enterprises, and then focus on the blemish of the property rights' agreements in Chinese state-owned commercial banks, and the serious moral hazards from the government, the banks and the enterprises. Aimed at the above blemish, we would redesign the thoughts of reformation, and bring up two target principles in the property rights' reforms of our state-owned commercial banks as following: to be a firm of the market and to be a firm of maximum efficiency. Finally, according to the former analysis, we will bring up some concrete steps of the property rights' reform of our state-owned commercial banks.