In the now world, the competition of banking is increasingly vigorous, the commercial banks also suffer the concern more and more. Facing the vigorous market competition situations, how is the competitive ability condition of Chinese state-owned commercial banks? Which factors influence the competitive ability of Chinese state-owned commercial banks? How can we increase the competitive ability of Chinese commercial banks? This is a few key problems for wanting inquiring into in this text. Main contents are as follows: First, discussing the research importance on competitive ability of Chinese state-owned commercial banks, introducing the present condition of competitive ability in domestic and international banks. second, proceeding the evaluation to competitive ability of Chinese state-owned commercial banks. According to earnings, safety, mobility and operating ability, contrasting international big banks, local shareholding system banks, analyzing competitive ability of Chinese state-owned commercial banks. Again, inquiring into the influencing factors about competitive ability of Chinese state-owned commercial banks. They primarily include property rights, company government, business creation, organize construction and exterior environment, etc. Finally, putting forward the suggestion to promote competitive ability of Chinese state-owned commercial banks. According to every kind of reason that restricts competitive ability, advancing every kind of valid path that increases competitive ability one by one.
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