Diversified Management Of Thinking, China's Financial Industry

The main point of the paper is to illustrate that thinking about segregating banking system or universal banking system of our coutry' finance under the change of international banking industry and WTO is coming to china.Firstly, The paper introduces to processes of the practice and developmentof the western multi operation buiness system.lt also discuss the historic background in china was formed and its realistic selection.In addition,it gives an analysis and comparation between segregating and universal banking systemSecondly,the paper presents a series of problems in china about the segregating banking system,meanwhile,also discusses its urgentment and necessity.Thirdly,the paper anlayzes the condition in china at the moment and presents some major problems or abstuction about universal banking system,such as:banking law and policy,banking controlling itself, marketing of banking and etcFinally,is the most important,the paper propund the proposals for building up the universal banking system in china , At the same time,give some things which will be prepared before the universal banking system coming to.paper also presents the importance about the reform of the banking supervisonThe supervisory focus will be shifted from separating supervision to unified supervision, and propund some opinions on China'own characteristics.