Debt Risk Prevention And Control Issues

Though the financial risk is not a new emerging problem of financial management, it has never gotten satisfactory settlement for many years. A lot of enterprises are still hard to extricate oneself in the mire of the financial risk, especially to the state-owned enterprises. This article begins with the present predicament faced with many enterprises. Then puts forward some methods about how to prevent and control the financial risk. Some methods have been being discussed in the past years, the author corrects them and hopes to get better application in the enterprise.After analyzing the financial risk of the state-owned enterprises and state-run holding enterprises by the approach of longitudinal analysis, the author introduces the present research conditions concerning this topic, after analyzing the factors of the financial risk, the author launches discussing from two respects of the precaution and control of the financial risk. The author adopts the tactics from the superficiality to the depth discussing the precaution of the financial risk. Firstly the author establishes the foundation of the systems of precaution of the financial risk, then makes the financial risk warning systems, guaranteeing the enterprise in the state of watching out for the financial risk. It discusses the control of the financial risk mainly including three parts (namely: Mobility, economic, security). Mobility mainly concerning with the deadline, not only the deadline of liabilities itself, but considering that the match of the deadline of the liabilities and income; Economic proceeds from fund cost and earning ratio, and considers the cash flow issues of project; Security as its namely suggests, considers from security of finance aspect and determines enterprise being in the safe state, and it carries on the self-insurance behaviors when it goes wrong.I hope that this article can offer some trains of thought for thinking about the risk question of the debt to the colleagues of the theory circle and make a little contribution for the precaution of the debt risk in the enterprise practice and control question.