Management System Deficiencies Of China's Rural Credit Cooperatives And Their Governance

As an important part of Chinese financial system, Chinese Rural Credit Cooperatives (CRCC) plays a more significant role in agriculture and rural economic development. How ever, it shows more and more sharp management system defects in the course of CRCC's reform and development. It becomes focus form people's concern. This thesis is one part of the subjects in humanities and social sciences, defects and governance of rural financial organization system, conducted by the Ministry of Education in China. Author studies CRCC's management system defects with logic and demonstration analysis method. Then, author puts forward the govern suggestion.By treating with conception and characteristic, summarizing the fruit of others, contrasting with the successful development of the cooperative management system in western developed countries, the thesis seeks the course of CRCC, management system and its transition. Author makes a deep analysis on the main defects facing CRCC's management system, which include vagueness of property right, imperfection of industry management system, imperfection of legal entity's governance structure, demolition of policy support system and risk compensation mechanism. Basing on thus, author analysis how CRCC's running is limited by management system defects.Thesis believes that in the course of governing CRCC's management system defects, we should in accordance with market oriented principle, cooperative principle and classified principle topromote steady the governance of CRCC's management system defects. Thesis puts forward the governance ideas. The main content includes: First, it is to reform property right system and improve legal entity's governance structure. Second, it is to reform organization system and to get the variety of organization. Third, it is to build multi-step legal Entity and scientific management of system. Fourth, it is to pursue cooperative finance legislation and to precept cooperative finance's running cosmos. Fifth, it is to build safeguarding system and enhance the competence in fending off the risk.