The M & A Strategy Of City Commercial Bank

The city commercial bank, which was built up on the foundation of the original city credit cooperative, is a new regional joint-stock commercial bank. The city commercial banks face a series of problems in the development during the new century. Especially Under the circumstance of China entering into WTO, lots of foreign banks will flow into our country, and this will seriously threaten the city commercial banks. The article sets out from the new competition environment which is faced by the city commercial banks, then emphatically points out that the best counter-plan the city commercial banks should adopted under the special situation is the strategy of merger and acquisition; then analyze the possibility and motive of this strategy ,and the term, way, important link and step of the practice during the operation of merger and acquisition. Finally on the basis of Nanjing City Commercial Bank's development and wish to run business across the districts, the article puts forward that Nanjing City Commercial Bank has possessed the term of merger and acquisition across the districts, then points out the speculation of merger and acquisition.