Credit Under The Market Economy Construction

The thesis is established in lack for credit in present market economy of our country, analyzing what is the hypostasis of lack for credit and put forward a way to settle the question.Before expatiating the phenomena of lack for credit,it is signification to discuss the origin of credit.Credit is headspring from market economy , property system is the foundation of market economy.legal system must not be short of the process of establishing and growing up of market economy ,a perfect society of market economy must be a society of legal system.The lack for credit is an outstanding problem in the present stage of our country market economy.But the lack for credit of the our country is not credit to be put out to lose, but it is shortage and not complete.of credit.This is not only express in lack for the havioral,but also the lack for credit system.After lack for credit become a social widespread problem, e advanced region of the market economy become common view of credit.The lack for credit bring much danger to the economy market of our country.The factor of the current lack for credit in our country is very much, the basic reason that there is not a clear in meaning property right system.The property right system of the our country is not perfect, causing lack for credit in current market economy of our country.Equal main body of market, the equal real right is an order to maintain the credit economy .The target of the thesis is how to solve lack for credit in the market economy .The market economy is a legal system economy.The solution of the lack for credit need a perfect legal base.In regard to law meaning, the direct reason of lack for credit is the imperfection of the law of the real right .But the ownership is the sill of the real right mansion.Equal protection means that nation or governments can't violate the thing personal, the same also means that individual can't violate the state-owned property.The most basic characteristic in market economy, citizenry social is equal to main bodies, but the equal most in main bodies is a right for equal to ownership.In law foundation, the most important is a judicial independent.But judicial independent is determined on the independence of the judicial system.Law is the bottom line that business enterprise executive must be stood by, but an entrepreneur for having good social sense of responsibility, should still attain the good morals self-discipline.The credit comes from the market economy, the solution of lack for credit also must is depended on market way.Regarding to construct legal system of opening credit, offer rich and generous information to establish credit system .Regarding to the legal rights of protecting the consumer, ground steadily for establishing standard availably market order of credit product .Expedite to open credit date,to establish with credit database.Grow the new servicing business of credit to have mightiness power of processing credit product.The independent, neutral and justness is the root of the credit service company existing , is also a headspring to win customer.We shoud perfect the market of trading property right , perfect the rule of trading property right, impulse property right to be on the move in order.