Baotou City, Old-age Insurance Problems And Solutions

The endowment insurance system of china has changed a lot since 1990"s . anrj our government has done much that is effective , but endowment insurance system is still lack of effectiveness .it is a choke point of the instruction of the market economic system.The original endowment insurance system was designed just for the enterprises which belongs to the system ,and neglected the developing No-public-owned , so it can be used in a limited range , the retiring is young, the substituting rate is higher ,and it depended on higher delivering cost of rate .and unreasonable together-account scale .The problems can be seen in BaoTou, the new endowment insurance system are limited by the old one ,such as the finace and revenue subcontract system have an effect on endowment insurance system . the old debts of public-owned economy depeartment under the old endowment insurance system .and how to realize the redistribute of the incomes under a fair ,effective rule .The passage differs all kinds of endowment insurance aim of colony by market selling . designs endowment insurance system , match the endowment insurance system of other places , and go on with the old one .-So consider of the effects of outer economy and policy ,such as the present economy developing rate , wage rising rate ,interest rate , the revenue policy have effects on endowment insurance delivering cost of rate and substituting rate. The writer work out a basic endowment insurance system model by endowment insurance extractive calculating model . it will do good for the "three brace "endowment insurance system in the future .