Study Of The Strategic Issues Of State-owned Commercial Banks

Having experienced commercialization and reformation for long term, SOCB (State Owned Commercial Bank) still be found in an awkward predicament. Suspicious assets have never been clear away till today. Monopolizing and administratively operating and interior governing followed historical convention are still fundamental problems which restricting the advancement of SOCB. There exist serious strategy lacking and Profit-increasing Model frame defect on the administration. Simultaneously, it is having given huge challenge to the SOCB as the existing and developing environment has changed rapidly and deeply. In macrocosm, Globalization and International finance Integrity is tide of our period. Market jointing and corporation between China and global economic will effect the SOCB profoundly. In an industrial and microcosmic view, the valuation and habit of client tend to diversification. All kinds rival compete with the SOCB cruelly. The old market frame is being broken and the enterprise boundary is indistinct more and more.Facing on various challenges, a strategy has to be crafted urgently to deal with the situation. We must grasped two chances, IPO and entry into WTO. The dissertation and devoted a integrity four-stage strategy which included: reforming property right system and corporation governing, rebuilding risk management system, competing layout, business process reengineering. According to dissertation, the strategy not only provide a dissolving mission and realizable key operation, but also solute structural and administrative problems and adapt to the competing in the future. By implemented above strategy, the SOCB will leap over the peak and gain sustained growth and penetrate into international advanced bank.