On The Cross-border Banking Supervision

Since the sixties of the 20th century, especially the eighties, the era that the international economy has entered and globalized, the finance of the world integrates one of the important characteristics that is the economic globalization of the world. While the development of the transnational bank brings the positive role to international economy, has brought the complicated situation to financial supervision authorities of various countries . The traditional mode by single supervision of registered place of the bank can't already meet the form of banking's development , this has put forward demand for entering internationalling cooperation for the supervision of the transnational bank . To the supervision of the transnational bank, mother country supervision and supervision of the host country are all important components , among them the supervision of the host country is particularly important. But the prerequisite of effective supervision of the transnational bank is the organic cooperation between the home country and host country. At present,There are many to specialization international organizations which the transnational bank supervised in the world , the most important one of them is " Basle committee" . A series of files that this committee issues are referred to as "the agreement of Basel ", "agreement of Basel " is the main file supervised to the transnational bank , its norm is adopted extensively for countries all over the world. At present, the supervision level to the transnational bank of our country is relatively low, we should use the norms of the experience of the developed country and " agreement of Basel " of adoption for reference , perfect the laws and regulations that our country supervises to the transnational bank . Meanwhile , should also set up the regulator of transnational bank of specialization . Thus carry on effective supervision to the transnational bank , so as to ensure the sane development of the financial circles of our country.