On The Construction Of Small And Medium-sized Enterprise Credit

Small and medium enterprise is developing very quickly about 20 years, Small and medium enterprise is more important in China economic ,it help china's economic to develop. But credit of small and medium enterprise in our country is shortage. Shortage of credit limit small and medium enterprise developing .we must pay attention to the shortage of credit, do research about it .in order to develop small and medium enterprise we must improve credit of small and medium enterprise.This article states the function of our country's small and medium enterprise, sum up the situation about shortage of credit in small and medium enterprise, discusses the harm of shortage of credit in small and medium enterprise, and analyzes the reason of shortage of credit in small and medium enterprise. How to improve the credit in small and medium enterprise, we must solve this problem.We often meet the shortage of credit in small and medium enterprise, it harm our country economic. The competitiveness of small and medium enterprise is decreasing; the risk of financial is increasing. It will harm the situation of investment.The researcher thinks how to improve the credit of small and medium enterprise, the government must built a system of credit's law, department of financial published shortage of credit in small and medium enterprise together. The employee of small and medium enterprise must improve their credit thoughts. Small and medium enterprise must build a system of credit in small and medium enterprise.